Comparison of the two banks with free account

I prefer to open Tangerine bank account even if it is hard to compare both of free bank account. Because of the following reasons:

1. Tangerine account can give a better interest rate; 0.8% interest is higher than that of common bank interest, and Tangerine also can provide some special offer for saving account up to 2.1%;
2. Tangerine can give you actual money instead of PC points, sometime I really do not know how to use points;
3. Tangerine ATM is more convenience for me compared with PC ATM;
4. Tangerine can transfer money from between chequing account and saving account, but one day time is needed for PC bank. I like this kind of immediate action because modern life always needs high speed.
5. I think that Tangerine website more better than PC's;

From the above mentioned items I like to open one free bank account in Tangerine bank.